Your Mortgage Brokers in South Yorkshire

As a dedicated mortgage broker based in South Yorkshire, we provide tailored, expert mortgage advice for clients from all walks of life—including foreign nationals looking to secure a mortgage in the UK.

Mortgage Advice

We understand that finding the right mortgage can be daunting, but with our expert advice, the journey becomes a lot easier. Explore our core mortgage services:

Foreign National

Whether you’re an expat, foreign worker, or recently relocated to the UK, we help foreign nationals find the right mortgage solution. Our in-depth knowledge of the complexities involved in foreign national mortgages can help you overcome the unique challenges you might face when applying for a UK mortgage.

First Time Buyer

We’re here to simplify the mortgage process for first-time buyers, helping you secure your dream home with confidence.

Remortgages

If you’re looking for a better deal or want to release equity from your property, we’ll help you navigate the remortgaging process and find the right solution for your needs.

Home Mover

Moving to a new home? We’ll make sure the mortgage side of things is smooth and stress-free, so you can focus on the move.

Buy to Let

Investing in a rental property? Our buy-to-let mortgage advice helps you maximise your investment potential.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority.

Meet Hugo Your Mortgage Broker

Hugo, the founder of H&L Mortgage Solutions, has been helping clients navigate the mortgage process since 2018. Originally from Tenerife, Hugo brings a unique blend of expertise and personal dedication to every client he works with. Fluent in both English and Spanish, Hugo provides an invaluable service to both local and Spanish-speaking clients in South Yorkshire and across the UK.

In addition to being a seasoned mortgage advisor, Hugo is vastly experienced in foreign national mortgages, helping expatriates, foreign workers, and those new to the UK secure the right mortgage solution. With a deep understanding of the specific requirements and potential challenges that foreign nationals face, Hugo ensures the process is as smooth and stress-free as possible.

Protection Advice

At H&L Mortgage Solutions, we don’t just stop at mortgages. We are dedicated to helping you safeguard your financial future. That’s why we offer a range of protection services to give you and your family peace of mind:

Life Insurance

Ensure your loved ones are financially protected should the unexpected happen.

Critical Illness Cover

Protect yourself and your family from the financial strain of a serious illness.

Income Protection

Secure your income in case you're unable to work due to illness or injury.

Buildings and Contents Insurance

Protect your home and belongings from unforeseen damage or loss.

Please note for these insurance products, terms and conditions apply. This information is a summary only.

Meet Maria Your Mortgage Broker

Maria is a CeMAP-qualified Mortgage Advisor with over 18 years of experience in mortgages and the property market. Originally from Ecuador and now based in Normanton, she brings a warm, client-focused approach to every case she works on.

Maria is passionate about helping people find the right mortgage, making the process as simple and stress-free as possible. She’s fluent in both Spanish and English, which allows her to support a wide range of clients across the UK.

Whether it’s your first home or a remortgage, Maria takes the time to understand your needs and guide you every step of the way—always with honesty, care, and a friendly smile.

We're 5 Star Rated

    
 
 
       Posted on Google  
    Paul Stent 
 
 
 
  Absolutely 5 Star service from H&L Mortgage Solutions.
Hugo is an asset to his profession.
Everything was done so smoothly.
Will highly recommend to friends and family.
Thank you once again.
  
 
      Posted on Google  
    Sharon Haywood 
 
 
 
  We are so pleased that we took the recommendation of a friend and chose H&L Mortgage Solutions and Hugo to purchase our first home in the UK. We had a lot to learn, and Hugo was there every step of the way ensuring we were fully informed. Our mortgage options were limited due to our age and foreign status, but he was able to secure us a competitive interest rate for the length of time we wanted, despite the challenges of the market. The process ended up taking a year and a half, and we are so very grateful that we had Hugo's guidance and regular support throughout this stressful period. Given the challenges of purchasing a home in the UK, and the lack of support from estate agents for buyers, we would highly recommend using H&L Mortgage Solutions/Hugo to provide you with professional, knowledgeable, and supportive services, no matter how long the process takes. HUGE thanks for everything, Hugo!
  
 
      Posted on Google  
    Rachel Bell 
 
 
 
  Excellent service
Hugo offers excellent friendly service, a vast knowledge of the products/services he is offering, and nothing is too much trouble.  He took the time to explain everything and ensure we were happy before proceeding at each stage. Highly recommend
  
 
      Posted on Google  
    Edgar Toledo 
 
 
 
  The best decision we could have made!

My partner and I had been wanting to buy our own house for a long time, but the complexities of the process, and our limited understanding of mortgages, the market and banks, made it difficult for us to get started, until we found Hugo.

Contacting Hugo was easy and quick. He was always friendly and honest with the possibilities we had after evaluating our situation. In addition, we were able to go through the entire process with him speaking in my first language (Spanish), which made it much easier to understand everything that involves the complex process of buying a house.

Excellent and effective communication and very helpful with all the doubts that arise throughout the process. In addition, he has been able to help us with the first steps after getting the house and recommend essential insurance and services.

Both my partner and I are very happy with Hugo's services, and we know that we will keep in touch to review the mortgage and get the best rates at the moment.
  
 
      Posted on Google  
    Patricia Molina 
 
 
 
  I would like to express my profound gratitude and appreciation for the exceptional service provided by Hugo during my recent mortgage application process.

Throughout a journey filled with numerous back-and-forths and uncertainties, Hugo demonstrated unwavering dedication and professionalism. Their persistent efforts and meticulous attention to detail were crucial in securing the mortgage approval, ensuring that all requirements were met despite the challenges encountered.

Hugos's commitment to excellent customer service was evident in his consistent communication and willingness to go the extra mile. His expertise and supportive approach made a significant difference in navigating the complexities of the mortgage process, providing me with the reassurance and confidence needed during this critical time.

Thanks to Hugo's hard work, I am now able to enjoy my new home, and I am immensely grateful for his support.

Patricia
  
 
      Posted on Google  
    Thomas Willey 
 
 
 
  Brilliant service, Hugo was very informative and transparent about everything through the whole process of buying our first home.
  
 
      Posted on Google  
    Ronath 
 
 
 
  The best mortgage advisor!

We know about him through Facebook and after reading people's reviews we decided to contact him and we don't regret it.

He made it look easy and we really appreciate it.

Thanks Hugo
  
 
      Posted on Google  
    Sarah Smullen 
 
 
 
  Thank-you Hugo for your hard work, patience and professionalism during the remortgage of my property. You took time to answer all of my concerns by telephone, email and in person. At a time when the interest rates were soaring through the roof you secured me the best rate possible and offered reassurance, reducing any anxieties I may have had. Thankyou
  
 
      Posted on Google  
    Emma Lattimore 
 
 
 
  Hugo helped and guided me through every step of my mortgage application. He was extremely knowledgeable and knew exactly which mortgage lenders were suitable for my needs. He was always on hand with any questions that I had and got back to me as quickly as possible. I could not be happier with my experience. I wouldn’t hesitate to use Hugo again in the future.

Get a Quote

Ready to take the next step in securing your mortgage? Whether you’re a first-time buyer, remortgaging, or a foreign national looking to invest in the UK property market, we’re here to help.

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Local Experts

As your local mortgage broker in South Yorkshire, we pride ourselves on delivering personalised, high-quality advice. Whether you want to meet in person over a cuppa or prefer a phone or video consultation, H&L Mortgage Solutions works on your terms.

Our combination of local expertise, commitment to customer service, and flexible contact options ensures that you get the support you need, no matter your location or circumstances. Let us help you find the right mortgage solution to fit your life.

Why Choose H&L Mortgage Solutions

At H&L Mortgage Solutions, our founder Hugo leads with a client-focused, personal touch. We believe in understanding your individual circumstances and goals, allowing us to provide bespoke mortgage advice that fits your life. Whether you prefer to discuss your options over a video call, phone, or meet in person, we are always flexible to suit your needs.

Foreign National Mortgages:

Navigating the UK mortgage market as a foreign national can be particularly complex, but with Hugo’s vast knowledge in this area, you can rest assured you’re in expert hands. Whether you’re a recent arrival or an expat looking to invest in the UK property market, we provide the guidance and support you need to help secure the right mortgage.

Contact Us

Contact us today for an appointment and let H&L Mortgage Solutions guide you to the right mortgage deal for your needs.

The information on this website is for the use of residents of the United Kingdom only. No representations are made as to whether the information is applicable in any other country which may have access to it.

H&L Mortgage Solutions is a trading name of H&L Mortgage Solutions Ltd who are an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. H&L Mortgage Solutions Ltd are registered in England and Wales with company number 15788170. Registered Office: 21 Garratt Way, Thorne, Doncaster, South Yorkshire, DN8 5EW

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £250 to £795 and this will be discussed and agreed with you at the earliest opportunity.